Irs 401k Limits 2025 Over 50. There is a higher 401(k) contribution limit for 2025. Although previously delayed, in 2025, individuals who inherited an ira from someone who died on or after jan.

The annual individual limit applies to contributions to traditional and roth iras. The total employee contribution limit to all 401 (k) and 403 (b) plans for those under 50 will be going up.